BondEvalue is a Singapore based Fintech company that focuses on Asian bond markets. Unlike equities which have already been digitally disrupted, bonds have remained unchanged for decades, with private bank clients unable to access live prices. We envision using our deep domain expertize to level the playing field for them via the simplicity and convenience of an App.

Rahul Banerjee


Rahul is a Fixed Income banker with deep expertise in Asian Capital markets. Prior to starting BondEvalue, Rahul was the Global Head for International Corporates, Financial Market Sales at Standard Chartered Bank. His team was based across all the major SCB dealing rooms and covered the Fixed Income needs of large corporate clients. Prior to this he was MD and Regional Head of Capital Markets for South Asia. He was also a member of the Bank’s Capital Markets Global Management team. The team was responsible for debt fundraising across both international and domestic markets. For 2014, they won the Business World-PWC Foreign currency Bond Dealmaker of the year among many other awards from IFR, Asset AAA magazine etc. Over the course of his career he has worked at Nomura Securities Singapore, Credit Suisse and Citibank. He graduated from Delhi College of Engineering and did his MBA from the Indian School of Business (Deans List), where he received the HSBC scholarship for leadership.  He holds two patents in his name. Rahul lives in Singapore with his wife and two daughters.



Co-Founder & CTO

Rajaram is a financial technologist, with a passion for building products that are ahead of their times. Over the past two decades he has been at the forefront of several waves of technology paradigm shifts, from monoliths to microservices, on-premise to public cloud and large servers to micro-containers. He is now leading the effort to build the world’s first regulated blockchain based bond exchange. Prior to joining bondEvalue, he was Senior Vice President and Head of Treasury and Markets technology at DBS Asia Hub 2. In that role he led a team of 175 technologists His focus was on growing the team, building agility, developing technical leadership and creating innovation. In his career, he has worn many hats from Software Development, Architecture, Product Management and Marketing to Senior Leadership. He has worked with companies such as Verifone, Hewlett Packard, and ADP across multiple enterprise and consumer software products. BondEvalue is his second entrepreneurial venture, previously, he was a partner in Levitum Software Labs building mobile and digital applications at scale. He is a computer science engineer from RV College of Engineering and a business graduate from the founding batch at the Indian School of Business. In his spare time he is either trying to reduce his golfing handicap or diving exotic underwater locations.

Rajesh Johar

Rajesh Johar

Board Member

  Rajesh Johar is the Managing Director of Avani Resources Pte. Ltd., a trading firm with expertise in commodity-trading specifically for uses in Energy and Infrastructure Industries. Prior to his journey in Avani, he has gathered years of experiences in prestigious institutions such as SCB and Credit Suisse, where he was a Director in transaction banking and VP in fixed income. He is an alumni of IIT Kharagpur and IIM Bangalore, India. Rajesh is a citizen and resident of Singapore.

Advisory Board Members

Aditya Agarwal

Advisory Board Member

Aditya is Managing Director with Maybank, where he heads the Group’s Loan Syndication business based out of Singapore. He has approximately 25 years of Capital Markets, Credit and Corporate Banking experience across India, Hong Kong and Singapore, having worked with Bank of America and Royal Bank of Scotland previously. Aditya is an alumnus of IIT Delhi and IIM Kolkata.

Andrew Chiang

Advisory Board Member

Andrew has been covering the corporate sector for the past 24 years. He started his career with Keppel Bank (since subsumed into OCBC) where he cut his teeth in banking.  After 4 years there, he moved over to Citi where he spent the next 14 years, in 2 different roles. The first as a senior banker covering Singapore’s top-tier corporates.  Subsequently, he moved up to HK to take on the role of Regional Head of Shipping, Offshore and Logistics covering the Asia Pacific region.  He was based in HK for 10 years and was active in China, India, Vietnam, Taiwan, Singapore, Indonesia, Sri Lanka, Thailand, Malaysia, South Korea & Japan. During the financial crisis in 2008, Andrew was head-hunted to spearhead DNB’s regional hub in Singapore where he ran the Asian office of the world’s largest shipping finance house.  He spent 6 years there as Regional Head and managed a team of 18 bankers during one of the most turbulent times in living memory.  At its peak, the portfolio was in excess of US$7 billion. Today he heads the large corporates desk in Singapore covering a diverse range of industries, from agri-commodities, airports, telecoms to power plants.  He continues to have regional responsibility for shipping at a large multi-national bank.  He is based in Singapore. Andrew spent a good part of his childhood being schooled in the UK and Europe.   He lived and studied in Europe over a period of 12 year and graduated from the University of Warwick, England.  He is an Economics Major.

Alok Kochhar

Sr. Advisor

Alok Kochhar has over three decades of banking and management experience working in various businesses/geographies across Bank of America Merrill Lynch Asia-Pacific franchise. He joined Bank of America Merrill Lynch in May 1982 and left them in December 2014 as Vice Chairman, Asia, Corporate Banking.

Over his long career in BAML, he has managed FIG, Corporate Banking, Capital Markets, Credit Products, Structured Finance, Leveraged Finance and Risk Management functions for the Bank and as a result has developed a deep holistic knowledge of financial environments, regulatory frameworks and market challenges across the region. He has worked in New Delhi, Mumbai, Hong Kong and Singapore and has played an integral role in the establishment of several new businesses for the Bank.

Alok, based in Singapore, is a Senior Advisor to The Boston Consulting Group Financial Services practice. He is on the board of Catholic Syrian Bank and founder of Capitaloptima Advisory Private Limited and Inaltare Consulting Private Limited, boutique restructuring, resolution and capital raising advisory firms.
Alok is the President of Beyond Social Services an VWO focused on at risk children from challenged neighborhoods in Singapore

Alok is a Chemical Engineer from IIT Delhi and received his MBA from IIM Ahmedabad.

Pramod Shenoi

Advisory Board Member

Pramod has extensive experience in debt markets. As the regional head of financial institutions for Mizuho Securities’ Debt Capital Markets team, he covered most financial issuers across South East Asia, India and Hong Kong. Prior to that Pramod was the Head of Capital Solutions at Standard Chartered, advising financial institutions on capital structure and capital instruments, before which he was with Lehman Brothers and Nomura in London, covering UK and Irish financial institutions. Pramod has a deep interest in the area of eldercare. He is an alumnus of St. Stephen’s College, Delhi, and the Indian Institute of Management, Ahmedabad.

Chia Hock Lai

Advisory Board Member

Chia Hock Lai is passionate about how technology is disrupting the way financial services are being delivered to consumers and businesses, and in the process making the financial system more efficient and inclusive. Hock Lai has 18 years of experience in the financial industry, having performed roles in both business and technology. He graduated from the National University of Singapore (Real Estate), Nanyang Technological University (Infocomm Technology) and Nanyang Polytechnic (Fund Management & Administration). Besides being the president of the Singapore FinTech Association, Hock Lai is also a Fellow of the Singapore University of Social Science, advisor to FinTech Startups and mentor to student FinTech projects.

Team Members

Cheryl Chan

Director | Fixed Income

Cheryl built her career in the credit and interest rate markets and has amassed extensive experience at global investment banks in Singapore, Hong Kong and New York City.  She has more than 15 years experience within Debt Capital Markets and has strong expertise in corporate finance with a track record of success in providing bond raising advice to reputable corporates and banks in Asia Pacific. She started her career at JP Morgan in New York City marketing interest rate swap products to U.S. government agencies.  Cheryl has since been at UBS and Mizuho.  Prior to joining BondEvalue, she was a director of Debt Capital Markets at Scotiabank in Hong Kong and then in Singapore, covering clients in Asia Pacific including Japan, with a focus on Greater China. Cheryl attended the University of Pennsylvania, from which she holds a Finance degree from The Wharton School and a International Relations degree from The College of Arts and Sciences

Raahil Shah

Fixed Income Specialist

Raahil joined the BondEvalue team in September 2017 while pursuing the MSc in Wealth Management Program at SMU. At BondEvalue, Raahil closely tracks the Asian bond markets to sift through news and price data to provide accurate and timely information to BondEvalue users. He is also working on new products that deploy data analytical tools and AI.

Prior to this, he worked as an Equity Research Analyst covering Capital Goods and Renewable Energy at HDFC Securities – Institutional Research in Mumbai, India. He has previously worked with the Analytics team at Debtwire and the Risk Consulting team at KPMG. He has passed all 3 levels of the CFA Program and holds a Bachelors Degree in Business Management.

Abel Khoo

Fixed Income Lead (Products)

Abel is a fixed income professional, with an aptitude for numbers and a passion for burgeoning ecosystems. Being amongst the founding members of the business, Abel has been part of BondEvalue’s growth the past two years and has worked on multiple products and projects. Abel currently leads products and partnerships, and is heavily involved in product development and external partners engagement. Abel was an undergraduate student at Singapore Management University, with a strong background in Economics.

Nitin Jain

Vice President – Sales

Nitin is a fintech professional with 10+ years of business development experience in South East Asia & Indian subcontinent. Prior to joining BondEvalue, he was responsible for the new business development, market share expansion and emerging market strategy for Fixed Income Electronic trading solutions at Bloomberg, Singapore. He holds MBA (Finance) degree from SP Jain School of Global Management (Singapore) & did a Certification course on Fintech from Said Business School (University of Oxford).

Paritosh Pandey

Senior Full Stack Engineer

Paritosh was previously associated with Wells Fargo where he was developing BPM solutions. He developed multiple projects like CIEM (Customer Issue Event Management), CSTAR Adjustments, CIEM-HL (CIEM-Home Lending). His current role offers him the opportunity to get hands-on with the latest advances in financial technology like Blockchain, Natural Language Processing, Predictive Modelling, Data Visualizations. He is a Computer Science major from NIT Allahabad.

Siddharth Khare

Quality Assurance Analyst

Siddharth is a Manual & Automation Tester at BondEvalue. He is passionate about ensuring a superior User Experience for BondEvalue’s clients. His role includes end to end testing from the front-end to the back-end functionalities of every product. In his previous role, Siddharth worked at a leading outsourcing company which provided Quality Assurance services to clients all over the globe.

Arundhati Behera

Senior User Experience Manager

Arundhati is a Senior User Experience Manager at BondEvalue. She designs and develops multiple dashboards, applications and websites across B2B and B2C businesses. She likes to ensure that all UI, UX Design and Development activities are executed at high-quality levels.

She was associated with HVS – Templatolio prior to BondEvalue and has worked in multiple industries including Financial Services, Hotel Hospitality Domain, Hotel Technologies, Healthcare Services, IT Software Services, and Travel industry.

Charlene Chor

Fixed Income Analyst

Charlene has recently graduated from SMU with a degree in Accountancy and Finance. Having an affinity with numbers and problem-solving since young, she found herself fitted right in BondEvalue and is working alongside a great team as a fixed income analyst. She oversees bond prices and yields movement on the platform and takes care of the day-to-day operation of the app. Apart from managing and improving the bond-pricing system, she is also responsible in customer relations to ensure smooth user-experience.

Prior to joining BondEvalue, Charlene was attached to Blackrock APAC Treasury team and RHB Debt Capital Market and Corporate Client Coverage team during her time in SMU.

George Thomas

Director – Fixed Income

George joins us from Credit Suisse where he garnered a decade of experience in Fixed Income Markets. He used to work on the Asian Local Currency Fixed Income Trading desk for over four years primarily focussing on India Offshore and South East Asian markets. His experience includes trading onshore and offshore FX, Swaps, Bonds and Futures in these markets. Prior to that he was in Fixed Income Front Office Technology at Credit Suisse for over 5 years where he worked on Trading Books and Market Pricers built on Excel and C# technologies. George has a Major degree in Computer Engineering and a Minor degree in Finance from the National University of Singapore. He is passionate about the integration of technology and financial markets and explores this by writing python-based algorithms to trade in Fixed Income and Equity securities, Cloud Computing and Machine Learning. This is when he is not enjoying his hobbies of skiing and scuba-diving. George is a citizen and resident of Singapore.

Bhavya Reddy

Full Stack Engineer

Bhavya is a software professional with excellent technical proficiency and practical experience with a great passion for learning new technologies. Prior to BondEvalue she was involved in creating solutions around supply chain and procurement applications in Blockchain and with other cutting edge technologies. Currently she is involved in solving FinTech Problems with BondEvalue. Her role offers her the exciting opportunity to explore the Financial Services domain.

Anamika Singh

Senior Full Stack Engineer

Anamika is a keen technologist with experience in various companies like Cognizant, PayPal & Ironwasp Infosec pvt Ltd. While at PayPal, she couldn’t hold herself back from getting involved in independent research in Network Security & developed a tool in Wifi Router Security (WiHawk) which was presented in various International conferences. In her previous roles, she was exposed to a wide variety of functions from development to marketing. In BondEvalue her profile offers her the opportunity to explore deeper into the Financial Services domain along with new technologies.

Abhishek Raj P

Quality Assurance Analyst

Abhishek is a Manual & Automation Tester at BondEvalue. He is someone who is focused and obsessed about Quality. He looks forward to ensuring high quality levels in all of BondEvalue products through a combination of technology, QA processes and business acumen.

In his previous role, Abhishek worked at a leading company which provided QA services to large logistic conglomerate.

Dinesh Kumar

Full Stack Engineer

Dinesh is an experienced JavaScript full stack engineer who brings our product designs to life. He likes to keep up with the latest technology trends. He is known for shipping out flawless code for all of the applications he works on or accepting outlandish demands from the marketing team. He can win you with his humor.

He was previously associated with Kony, a low code mobile application development platform.

Vivek Kumar

Senior Full Stack Engineer

Vivek is passionate about the application of emerging technologies in financial valuation and product development. At BondEvalue, he works in the capacity of back-end engineer. In addition, he is enthusiastic about Financial Engineering and Quantitative Finance. Prior to joining BondEvalue, he has worked at IHS Markit in the domain of OTC Derivatives trade processing.

Sandeep Reddy

Full Stack Engineer

Sandeep is an enthusiastic full stack engineer at the BondEvalue who is passionate about the technology.

Prior to joining BondEvalue he was associated with the UIDAI in an initiative to create the largest Identify database from the grounds up in the world – the Aadhar. He had prior experience of designing and developing various Cross-platform applications with UIDAI. His current role offers him to work on the latest technologies, understand the complete system at the architecture level. He is a graduate of the IIT Roorkee

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